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 JPS R-HOME Loan Products |
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Debt Consolidation/Refinance |
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Loan to Value (LTV) and Maximum Loan Amounts |
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Property Type |
LTV |
CLTV |
Maximum Loan Amounts |
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Continental U.S. |
Alaska/Hawaii |
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1-Unit/
Condominium/
Planned Unit
Development (PUD) |
1-Unit/Pud
80%
Condo 70% |
80% |
$650,000 |
$650,000 |
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2 Units |
75%
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75%
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$650,000 |
$690,600 |
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3-4 Units |
70%
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70% |
$650,000 |
$834,750 |
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- No minimum loan to value
- $25,000 maximum debt consolidation
- Requires full FannieMae 1004 appraisal
- May only be done with existing nonprofit re-subordinated liens where the rate on the subordinated loan is equal to or lower than the 1st mortgage
- Not available in Texas
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