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Just Price Loan Products |
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Agile mortgage solutions are crucial in order to adapt to the changing needs of the market. Millions of hard-working, bill-paying Americans are unable to fulfill their dream of homeownership. At best, they are limited to high-interest mortgage products that require them to pay more to own homes simply because they have nontraditional credit profiles. |
It has always been difficult for originators to qualify these individuals, requiring an involved, time-consuming process to do so. As an originator, the cost of the extra time cuts directly into your profits and keeps you from doing more business. Just Price has the solution! |
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| Purchase |
Rate/Term Refinance |
Debt Consolidation
and Refinance |
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| Drive Growth with Safe, Fair Mortgage Credit |
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| A large number of credit-worthy borrowers fall into the gap between prime and subprime. Just Price provides safe, affordable mortgage products for these first-time homebuyers and individuals with little credit history. Our innovative end-to-end lending solution was developed specifically to increase homeownership opportunities and reduce foreclosure rates. Simply put, Just Price has created an easy way for you to reach the 54 to 73 million borrowers who have long been considered unscorable and then efficiently and profitably serve their needs. |
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| Just Price Loan Products Attract Borrowers |
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Designed to keep the homebuyers’ best interests at the heart of the lending process, Just Price loan products provide lenders with a new avenue to expand your business responsibly. Just Price loan products boast an array of attractive loan features that rival or surpass most conventional mortgage products:- Low 30-Year Fixed- Rates
- No Prepayment Penalties
- No Reserves Required
- High Loan-To-Value First Mortgage and Refinance Products
- Easy to Access Pre- and Post-Closing Financial Education and Support
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| Technology Provides Speed and Access |
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Through and innovative alliance with the First American Corporation, Just Price’s innovative automated underwriting platform makes the process of scoring credit through nontraditional credit lines faster and easier. Using time-tested alternative tradelines – rent, utility bills, insurance payments, childcare and even tithing – this technology represents a new method of scoring and establishing a potential borrowers’ ability to pay. We’ve succeeded in shortening and automating qualification and underwriting processes that would otherwise take hours to perform manually.
If you’re looking for a fresh approach to identify new customers and make qualification faster and easier, look no further than Just Price. |
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