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  JPS R-HOME Loan Products
   
  Rate and Term with Refinance
  Loan to Value (LTV) and Maximum Loan Amounts
   
 
  Property Type LTV CLTV Maximum Loan Amount
Continental U.S. Alaska/Hawaii
           
  1-Unit / Condominium / Planned Unit Development (PUD) /
(Must have minimum 620 FICO score)
80.01%-95.00% 95% $650,000 $650,000
           
  1-Unit / Condominium / Planned Unit Development (PUD) /
(No minimum FICO)
<=80.00% 105% $650,000 $650,000
           
  1-Unit / Condominium / Planned Unit Development (PUD) /
(Zero FICO)
95% 95% $650,000 $650,000
           
  2-Units
(Other 1-unit conditions apply)
95% 95% $650,000 $690,600
           
  3- 4 Units
(Other 1-unit conditions apply)
90% 90% $650,000 $834,750
 
     
 
  • Refer to www.nhsaonline.org or www.justprice.org for market rate quotes.
  • No minimum loan-to-value (LTV) ratio.
  • No borrower contribution required
 
     
     
     
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